Cover card

Complex card with multiple elements and styles. It has options to add background images on various screen sizes, transparent overlay, labels, text and button. You can add a single card or multiple equal cards in rows and columns. Can be used for almost anything: feature important content, link to resources, showcase products, services, etc.

Low, if not above-the-fold and you are using Link buttons instead of Call to Action buttons.

Medium, if placed above-the-fold or you are using Call to Action buttons instead of Link buttons, especially on mobile.

It also depends a lot on the size of your background image. The smaller it is, the faster the page will be.